Saving money is a big theme for the year 2012, more and more people are realizing that cutting back on their favorite things can actually save them money. For instance, eating at the restaurant is fine and dandy, but if it’s a regular everyday event for you, you could be wasting as much as two thousand dollars a year. If you’re someone that is addicted to eating out, cutting back on your trips and eating at home can save you thousands. For instance, instead of eating breakfast at a restaurant every morning, try having coffee and a bagel at home. It’s cheaper, and you can eat and drink lots more.

Another great tip for saving money on dining and meals, is to plan. When you plan meals, you’re less likely to go to a restaurant and spend money. You will already know what items to buy, and where to purchase them at a low price. Planning cheap meals is also essential in this manner as well, like spaghetti and burger and fries; you can always prepare those meals in bulk at a cheap cost. Once you have a budget and a meal plan in order, you should develop a healthy eating life style. Fruits and vegetables are a lot cheaper than expensive and greasy restaurant meals.

Saving money is a big theme for the year 2012, more and more people are realizing that cutting back on their favorite things can actually save them money. For instance, eating at the restaurant is fine and dandy, but if it’s a regular everyday event for you, you could be wasting as much as two thousand dollars a year. If you’re someone that is addicted to eating out, cutting back on your trips and eating at home can save you thousands. For instance, instead of eating breakfast at a restaurant every morning, try having coffee and a bagel at home. It’s cheaper, and you can eat and drink lots more.

Another great tip for saving money on dining and meals, is to plan. When you plan meals, you’re less likely to go to a restaurant and spend money. You will already know what items to buy, and where to purchase them at a low price. Planning cheap meals is also essential in this manner as well, like spaghetti and burger and fries; you can always prepare those meals in bulk at a cheap cost. Once you have a budget and a meal plan in order, you should develop a healthy eating life style. Fruits and vegetables are a lot cheaper than expensive and greasy restaurant meals.

A tattoo in many cultures can denote prestige, honor or family ties. In the western world however, there are negative connotations associated with tattooed guys. Even after most stereotypes have been discarded over the past decades, tattoos still hold certain associations for society in general. If you’re thinking of getting yourself inked, then think twice before getting under the gun.

First of all, some things never change, especially around the office. While the atmosphere around the corporate office has gotten more relaxed, there are still some things most people won’t accept. Dress codes have changed, but showing off a tattoo is akin to wearing shorts or sandals. Office executives are still mainly composed of baby boomers who hold their office traditions as sacred.

Even outside the office, society still appends bad images to tattoos. You might be nicest guy on the planet, but if you have a tattoo, you’re almost immediately associated with delinquents and criminals. It doesn’t help that most delinquents and criminals have tattoos, so this image won’t go away anytime soon.

If you still feel strongly about getting some ink, then consider getting it in a place where it won’t usually be seen by others. You can dress like a corporate executive during the day, and reveal your awesome tattoos at night.

Retirement is that phase of life when you should be able to enjoy your time without any worries. This is only possible when you are financially secure and stable. In Canada, retired people have income from different sources. Let us look at some of them.

Canada Pension Plan (CPP) – The value of CPP that you receive from government depends on your employment history. The maximum for age of 65 years is monthly $934. 17. However, it is better not to consider the maximum value for your financial planning. Old Age Security (OAS) – The amount of OAS payment from government depends on the number of years that you have stayed in Canada within a particular age range. The maximum amount is monthly $517. Pension Plans- You get a handsome amount as pension if you work in the same company for many years. Unfortunately, the number of companies offering pensions is reducing. Registered Retirement Savings Plans(RRSP) – This plan is extremely flexible and it is expected to be a great source of income in future. Explore this plan to suit your needs. Non- RRSP Investments- These include your other investments such as stocks and bonds. Income From Work- Yes, retirement today does not necessarily mean that you are supposed to literally stop working. If you enjoy working even after retirement, then go for it. Add up the amount that you can receive from CPP, OAS and your company’s pension plan. Now calculate the amount of money that you should earn from other sources to retire confidently. Plan your finances to attain that target amount.